Chiropodist Insurance Explained
A chiropodist is also known as a podiatrist. Chiropodists are doctors who specialize in diagnosing and treating illnesses and injuries related to the foot and lower leg. They can also treat diseases related to diabetes including foot ulcers, arches, and more. These illnesses can be treated by drugs, physical therapy, or surgery. They can also prescribe the right shoes that can treat deformities and other foot problems.
Just like any other medical professions, being a chiropodist or podiatrist, you are responsible for the well-being of your patients. In order to protect you against these risks, you must get chiropodist insurance. For instance, a patient might make a claim after their condition worsened or they have suffered an injury due to your negligence.
Having the right insurance can give you peace of mind since it can cover you when these incidents will happen.
Where can I get Chiropodist Insurance?
We recommend using Simply Business they are rated 4.7/5 on Feefo and have over 800,000 insurance policies in the UK. They compare many different providers so you can find the insurance cover that is right for your chiropodist business.
Why do you need chiropodist professional indemnity insurance?
Podiatrists are considered as foot health experts. Patients who are suffering from different types of foot problems would come to them because they trust their expertise. Podiatrists do their best in order to help them. However, some patients may not recognize that your treatment has helped them. Or they might claim that their pre-existing condition has gotten worse after your treatment. As a result, they will file a claim against you.
As a podiatrist, you have several responsibilities. You will assess, diagnose, and treat diseases and other irregularities associated with the foot and lower limb. You will be providing treatment to patients of all ages. These patients may include the elderly and those who have a high risk of amputation. Chiropodists use different types of therapeutic and surgical methods in treating their foot and lower leg. Chiropodists can also prescribe, manufacture, and fit suitable orthotics as well as provide advice and make recommendations when necessary.
At the same time, podiatrists can be easily exposed to a lot of risks. For instance, they failed to provide the appropriate treatment or perhaps they made a mistake in prescribing or implementing the treatment plan. Chiropodists can also make mistakes such as being careless in making diagnoses or in providing advice to their patients.
Once the podiatrist made a mistake in treating or giving advice, then patients can make a claim. Having Public Liability Insurance and Professional Indemnity Insurance can provide you with financial protection in case these things can happen. These policies can cover the legal costs as well as the damages.
Finding the Best Chiropodist Insurance
What can be covered by chiropodist professional indemnity insurance?
Having podiatrist insurance can protect podiatrists against claims made by their clients. Most often this is caused by the podiatrist’s malpractice, mistake, or professional negligence. With Professional Indemnity insurance, your legal expenses can be covered as well as the compensation costs in the event that your customer will file a professional negligence claim against you.
Why do you need Public Liability Insurance for Chiropodists?
In case you or your staff visited your client in their premises, and you caused an injury or damage to their property then it can be covered by public liability insurance. At the same time, if your client or any member of the public got injured or their property was damaged in your place of business, then you could be held liable for it.
Public Liability Insurance can provide you with financial protection in the event that these accidents can happen, and a claim was filed against you. This can cover you if you have caused some damage to a third-party’s property while you are at your client’s place. For instance, your staff broke an expensive item while they were making a delivery at a client’s home. If the customer will make a claim, then public liability insurance can cover for the replacement of the item.
What can be covered by chiropodist Public Liability Insurance?
Public and products liability insurance can cover the legal costs for any third-party injuries or property damage as long as it was caused by your business. The incident can either occur on your premises or in other places where the chiropodist work.
With regards to product liability insurance, it can cover injuries or property damage that is caused by the product that you sold or supplied.
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